
Condo Insurance

Condo Insurance
Protect your condo and personal belongings with comprehensive condo insurance from Full Sail Insurance. Whether you own a unit in a high-rise building or a smaller condo community, our tailored insurance solutions ensure that you are covered against a wide range of risks, providing financial security and peace of mind.

Why You Need Condo Insurance
Owning a condo involves unique risks, from property damage and liability claims to loss assessment and structural damage. Condo insurance provides essential protection for your personal property, interior unit improvements, and liability, safeguarding you against financial loss due to these risks.
Coverage Options
Our condo insurance policies include a range of coverage options designed to meet the specific needs of condo owners in Annapolis, MD, and beyond:
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Dwelling Coverage: Protects the interior structure of your condo, including walls, floors, ceilings, and any improvements or upgrades you’ve made, against damage or loss due to fire, theft, vandalism, and other covered perils.
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Personal Property Coverage: Covers your personal belongings, such as furniture, electronics, clothing, and appliances, against damage or theft, both in your condo and while traveling.
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Liability Coverage: Protects you against claims for bodily injury and property damage that occur within your condo or as a result of your actions. This includes coverage for legal fees and settlements.
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Medical Payments Coverage: Covers medical expenses for guests who are injured in your condo, regardless of who is at fault.
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Loss of Use Coverage: Provides additional living expenses if your condo becomes uninhabitable due to a covered loss, covering the cost of temporary housing and other living expenses.
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Loss Assessment Coverage: Provides protection against special assessments levied by your condo association for covered losses that exceed the association’s insurance policy limits.
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Building Property Protection: Covers permanently installed fixtures, alterations, and installations within your unit.
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Water Backup Coverage: Protects against damage caused by water backup from sewers or drains, ensuring your condo is protected against water-related incidents.
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Personal Umbrella Insurance: Provides additional liability coverage beyond the limits of your standard condo policy, offering extra protection against major claims or lawsuits.
Benefits of Choosing Full Sail Insurance
At Full Sail Insurance, we understand the unique needs of condo owners in Annapolis, MD, and beyond. Here’s why individuals trust us with their condo insurance:
Personalized Service
We take the time to understand your condo and specific requirements, offering customized insurance solutions that fit your needs.
Expert Guidance
Our experienced agents provide expert advice and support, helping you navigate the complexities of condo insurance.
Local Expertise
As a trusted local advisor in Anne Arundel County, we are familiar with the regional risks and regulations, ensuring your coverage is comprehensive and compliant.
Competitive Rates
We work with multiple insurance carriers to find you the best coverage at competitive rates, helping you save on your premiums.
