Flood Insurance
Flood Insurance
Protect your home and personal belongings from the devastating effects of flooding with comprehensive flood insurance from Full Sail Insurance. Whether you live in a high-risk flood zone or an area with moderate risk, our tailored insurance solutions ensure that you are covered against flood-related damage, providing financial security and peace of mind.
Why You Need Flood Insurance
Standard homeowners or renters insurance policies typically do not cover flood damage. Flood insurance provides essential protection against the financial impact of flooding, safeguarding your home and belongings from water damage caused by flood, heavy rains, and storm surges.
Coverage Options*
Our flood insurance policies include a range of coverage options designed to meet the specific needs of homeowners and renters in Annapolis, MD, and beyond:
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Building Property Coverage: Protects the structure of your home, including walls, floors, electrical and plumbing systems, appliances, and foundation, against flood damage.
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Personal Property Coverage: Covers your personal belongings, such as furniture, electronics, clothing, and appliances, against damage or loss due to flooding.
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Debris Removal: Covers the cost of removing debris from your property after a flood, ensuring your home can be safely repaired and restored.
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Temporary Housing Expenses: Provides additional living expenses if your home becomes uninhabitable due to flood damage, covering the cost of temporary housing and other living expenses.
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Basement Coverage: Includes limited coverage for items in your basement, such as furnaces, water heaters, and essential building elements.
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Contents Replacement Cost: Ensures that you receive the full replacement cost of your damaged or lost personal property, rather than the depreciated value.
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​*coverage is subject to individual policy jacket
Benefits of Choosing Full Sail Insurance
At Full Sail Insurance, we understand the unique needs of homeowners and renters in flood-prone areas in Annapolis, MD, and beyond. Here’s why individuals trust us with their flood insurance:
Personalized Service
We take the time to understand your property and specific requirements, offering customized insurance solutions that fit your needs.
Expert Guidance
Our experienced agents provide expert advice and support, helping you navigate the complexities of flood insurance and FEMA regulations.
Local Expertise
As a trusted local advisor in Anne Arundel County, we are familiar with the regional risks and regulations, ensuring your coverage is comprehensive and compliant.
Competitive Rates
We work with multiple insurance carriers to find you the best coverage at competitive rates, helping you save on your premiums.
Get a Quote Today!
Protect your home and personal belongings from flood damage with comprehensive flood insurance from Full Sail Insurance. Contact us today to discuss your needs and get a free, no-obligation quote. Our team is ready to help you find the right coverage to keep your home and family secure.